Habitat Homeowner FAQs

How long does it take to build a Habitat House?
The homebuying process with Habitat can take between 9-24 months. If you have been selected for the Habitat program click here to watch a video on how a house gets built.

What happens when I miss a mortgage payment? If you anticipate not being able to make a mortgage payment call your servicer immediately to see what the consequences will be and if there are any programs available to help. Click here to learn about mortgage delinquencies, defaults and foreclosures.
I got a job in another state and need to move, can I sell my Habitat house? The short answer is yes, but you should learn what restrictions, if any exist with your property. Click here to learn about where to start in the home selling process.
Is it better to rent or own my home? – The answer depends on your life circumstances but owning can be an investment in your future. Click here to learn about the benefits of owning a home.
What if I don’t qualify for the Habitat program, what are other options for buying a home? – Yes, there are other options are out there. Please click here to learn about other assistance programs and loan types.
What is escrow and why do I have to pay it? Escrow is a part of your mortgage payment that is separated out to pay taxes and insurance on your property on your behalf. To learn more about how escrow is calculated, collected and applied click here.
My refrigerator broke, who do I call to fix it? Unlike renting homeownership means the homeowner is responsible for all maintenance including appliances.